get ready for
A lending team that’s focused on you.
At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.
>> Our Team
We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.
Our goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!
Bill Mervin
Mortgage Branch Manager | NMLS# 313416
Based in Newtown, PA, Bill Mervin entered the real estate industry in 2001 and has built his reputation on revolutionizing best practices and pioneering holistic operational strategies.
Bill began originating mortgages in 2005, being named as a Top 1% Originator annually since 2019. By prioritizing creativity and innovation within his workflow, Bill built a team recognized for their distinct approach to relationship building and financial planning.
The Bill Mervin Mortgage Team is comprised of Certified Mortgage Planners who take a comprehensive approach to home loan consultations. By developing a complete understanding of their client’s entire financial picture and long-term capital goals, the Bill Mervin team focuses on counseling, educating, and building tailored mortgage solutions.
The foundation of Bill’s techniques lies within his “Customer for Life” philosophy, as he and his team proactively monitor their client’s loan programs for the entirety of the time they occupy the home, including quarterly and annual touchpoints to keep themselves invested and engaged well after closing.
Bill Mervin and his team joined Luminate Bank in 2025. Outside of work, he is a proud husband and father of five children.
