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Getting Your Offer Accepted in 3 Easy Steps with Home Buyer’s Edge

Getting Your Offer Accepted in 3 Easy Steps with Home Buyer’s Edge


It’s time to go beyond run-of-the-mill mortgage pre-qualifications and pre-approvals. Home Buyer’s Edge, a full credit approval, offers a complete review of your income, assets, and credit by an experienced underwriter, saving you the frustration of getting your offers rejected in today’s competitive housing market. 


Meet Home Buyer’s Edge


As a full credit approval program, Home Buyer’s Edge allows you to have every aspect of your credit profile verified by a mortgage loan underwriter. As the final decision-makers for approval or denial, the underwriter’s verification gives your credit approval a clear advantage over typical pre-qualifications and pre-approvals. 


To better illustrate what sets Home Buyer’s Edge apart, we’re comparing the differences between a pre-qualification, pre–approval, and full credit approval below: 


Pre-Qualification 

A pre-qualification consists of verbally informing your loan officer of your income, savings, and assets. Your loan officer will also run your credit.


Pre-Approval

A pre-approval consists of providing your loan officer with your pay stubs, bank statements, W2’s, and running your credit. 


Credit Approval with Home Buyer’s Edge

A credit approval requires the same documentation as a pre-approval; however, an experienced underwriter will review your financial profile. As a result, the full credit approval is a complete, upfront vetting of your finances. 


Verifying your income, assets, and credit shows sellers that you’re a more qualified buyer, and you’ll have a competitive advantage over other bidders by providing the strongest offer.  


Get Your Offer Accepted With These 3 Easy Steps 


Step 1: Complete Our Mobile Application


Step 2: Upload the Necessary Documents

A full credit approval requires proof of the information on your loan application. To issue a full credit approval, we may ask for any of the following documents: 


  • W2’s

  • Paystubs

  • Tax Returns

  • Bank Statements 

  • Additional documentation may be required, depending on your specific financial circumstances


Step 3: Get Verified

After our underwriters verify your credit, income, and assets, you will be issued a fully-vetted credit approval that is subject to an appraisal. 


Final Remarks 


Don’t keep losing out on the home of your dreams. Give us a call or visit us online to get your credit approved under our Home Buyer’s Edge program, securing your competitive advantage today. 

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